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Cash Back

A cash-back credit card earns you cash rewards - usually around 1% to 2% but sometimes more - on every purchase. Some of the cash-back cards below are our partners.


Card Score

96   Excellent


On American Express's secure website

View Rates and Fees

The Will Smith of every day cash-back cards - smart, friendly, and effective
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$100

$0

1.00%

13.99% - 24.99% (Variable)

Pros
  • 3% cash back at U.S. supermarkets, 2% at gas and select department stores, and %1 for everything else
Cons
  • Foreign transaction fees
Card Score

95   Excellent


On Discover's secure website

View Rates and Fees

Discover's best credit card and one of the highest ranked cards on our site
Intro Bonus Value Annual Fee Rewards Rate Regular APR

None

$0

1.00%

11.74% - 23.74% (Variable)

Pros
  • Cash back match at the end of your first year
  • Bonus cash back categories
  • No annual fee
  • 0% on purchases for 14 months
  • 0% on balance transfers for 14 months
Cons
  • Slightly less merchant acceptance for Discover in US - acceptance outside of US can be an issue
  • If you value simplicity, a flat rate cash back card may be better
Card Score

93   Great


On American Express's secure website

View Rates and Fees

The BEST cash back rewards for groceries and gas - if you spend more than $31 a week, your rewards offset the fees
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$150

$95

1.00%

13.99% - 24.99% (Variable)

Pros
  • A generous 6% cash back at U.S. supermarkets is hard to beat, with 3% at gas stations too
  • Easy to redeem
Cons
  • Has annual fee
  • Amex has limited acceptance
Card Score

92   Great


On American Express's secure website

View Rates and Fees

The Lionel Messi of every day cash-back cards - it gets you to the goal of saving money
Intro Bonus Value Annual Fee Rewards Rate Regular APR

10,000 points

$0

1.0%

13.99% - 23.99% (Variable)

Pros
  • No annual fee
  • High rewards rate
  • 0% A P R on purchases and balance transfers for 12 months
Cons
  • High penalty A P R
Card Score

90   Great


On Chase's secure website

View Rates and Fees

A nice card for consumers looking for a simple card with cash-back rewards
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$150

$0

1.50%

15.74% - 24.49% (Variable)

Pros
  • High rewards rate
  • No annual fee
  • 0% on Purchases and Balance Transfers for 15 months
Cons
  • High variable A P R
Card Score

88   Great


On Chase's secure website

View Rates and Fees

The jetsetter credit card for people who spend a lot on travel, with luxury travel perks like airport lounge access
Intro Bonus Value Annual Fee Rewards Rate Regular APR

50,000 points

$450

1 point per dollar

16.74% - 23.74% (Variable)

Pros
  • A large bonus
  • High rewards rate
  • High value benefits
  • Cool factor - metal card
  • No foreign transaction fee
Cons
  • High annual fee
  • Needs excellent credit
Card Score

88   Great


On American Express's secure website

View Rates and Fees

These cards are only available to clients who maintain an eligible Schwab account
Intro Bonus Value Annual Fee Rewards Rate Regular APR

None

$0

None

None (Variable)

Pros
  • No annual fee
  • Benefits for investors
Cons
  • Has foreign transaction fees
Card Score

85   Great


On Capital One's secure website

View Rates and Fees

One of the better cash-back cards and open to a wide range of people
Intro Bonus Value Annual Fee Rewards Rate Regular APR

None

$39

1.50%

24.99% (Variable)

Pros
  • Qualify with limited / bad credit
  • High rewards rate
  • No foreign transaction fee
Cons
  • Has annual fee
  • High A P R
Card Score

83   Good


On Chase's secure website

View Rates and Fees

Popular card with a rotating category rewards calendar
Intro Bonus Value Annual Fee Rewards Rate Regular APR

150

$0

1.00%

15.74% - 24.49% (Variable)

Pros
  • No annual fee
  • 5% rewards on rotating categories
  • Access to Chases Ultimate Rewards site to earn more cash back
Cons
  • If you value simplicity, a flat rate cash back card may be better
  • Has foreign transaction fee
Card Score

83   Good


On Capital One's secure website

View Rates and Fees

Great intro cash back card if you're a straight shooter or a minimalist
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$100

$0

1.50%

13.74% - 23.74% (Variable)

Pros
  • Easy unlimited 1.5% cash back on every purchase
  • No annual fee
  • 0% on Purchases and Balance Transfers for 9 months
  • No foreign transaction fee
Cons
  • Balance transfer fees
Card Score

81   Good


On US Bank's secure website

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One of the best cash back cards - we love Fidelity
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$100

$0

2.00%

14.99% (Variable)

Pros
  • 2% cash back rate
  • double rewards points
  • No annual fee
Cons
  • A requirement that rewards be deposited into a Fidelity account
  • Outsourced customer service is so so
Card Score

81   Good


On Wells Fargo's secure website

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Flat rate cash back card for those who value simplicity
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$200

$0

1.5%

13.99% - 25.99% (Variable)

Pros
  • Unlimited 1.5% cash rewards
  • No Annual Fee
  • 0% intro A P R for 12 months on purchases and balance transfers
Cons
  • Has foreign transaction fees
  • Only redeem in $20 increments
Card Score

81   Good


On US Bank's secure website

View Rates and Fees

There are better cashback cards than this one - US Bank is a minor bank and their scores are just average
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$100

$0

1.00%

14.99% - 23.99% (Variable)

Pros
  • Choose your own cash back categories
  • No annual fee
  • 0% APR on balance transfers within 60 days of opening
Cons
  • Needs excellent credit
Card Score

81   Good


On Bank of America's secure website

View Rates and Fees

Better than average cashback card
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$150

$0

1.00%

13.74% - 23.74% (Variable)

Pros
  • No annual fee
  • Cash sign-up bonus
  • Cash rewards
Cons
  • If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards
Card Score

80   Good


On Bank of America's secure website

View Rates and Fees

Helps out a good cause like breast cancer and is a decent affinity card
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$150

$0

1.00%

13.74% - 23.74% (Variable)

Pros
  • No annual fee
  • Benefits a good cause!
Cons
  • The rewards and cash back rate is weak
Card Score

80   Good


On US Bank's secure website

View Rates and Fees

There are better cashback cards than this one - US Bank is a minor bank and Amex's own cards are better
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$100

$0

1.50%

14.99% - 23.99% (Variable)

Pros
  • 2% cash back on every purchase in the first year, 1.5% after
  • No annual fee
  • 0% intro APR on Balance Transfers within 60 days
Cons
  • Minor bank
  • Rewards are so-so
Card Score

80   Good


On Citizens Bank's secure website

View Rates and Fees

Decent, simple flat rate cash back card
Intro Bonus Value Annual Fee Rewards Rate Regular APR

N/A

$0

1.50%

14.99% - 22.99% (Variable)

Pros
  • High rewards rate
  • No annual fee
  • 0% for 12 mos on transfers
  • No foreign transaction fee
Cons
  • Cash redeemable in $25 increments
Card Score

80   Good


On Capital One's secure website

View Rates and Fees

Fantastic card if you have a lot of takeout containers - it has a generous definition of dining, including bars, fast food, and coffee shops
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$100

$0

1.00%

15.24% - 24.24% (Variable)

Pros
  • Unlimited 3% cash back for dining out
  • No annual fee
  • No foreign transaction fee
Cons
  • No bonus categories
Card Score

72   Average


On Alliant's secure website

View Rates and Fees

A solid low-interest card from a reliable credit union
Intro Bonus Value Annual Fee Rewards Rate Regular APR

N/A

$0

0.00%

5.99% - 21.99% (Variable)

Pros
  • Qualify with average credit
  • No annual fee
  • No foreign transaction fee
  • 0% introductory rate for 12 months
  • free balance transfers
Cons
  • No rewards
Card Score

71   Average


On Walmart's secure website

View Rates and Fees

I know all about the Walmart Mastercard. It's ok, but ask me for better cash back cards
Intro Bonus Value Annual Fee Rewards Rate Regular APR

None

$0

N/A

17.65% - 23.65% (Variable)

Pros
  • No annual fee
Cons
  • Has foreign transaction fee
Card Score

71   Average


On Citi's secure website

View Rates and Fees

Okay card for balance transfers
Intro Bonus Value Annual Fee Rewards Rate Regular APR

None

$0

1.0%

29.99% (Variable)

Pros
  • High rewards rate
  • No annual fee
  • 0% on Balance Transfers for 18 months
  • cash back for immediate and long-term purchases
Cons
  • High variable A P R
Card Score

67   Below Average


On Comerica's secure website

View Rates and Fees

A weak rewards card - there are many better ones out there
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$25

$0

1.00%

12.99% - 23.99% (Variable)

Pros
  • No annual fee
  • 0% for 6 mos on transfers, 25% bonus on points per month
Cons
  • Foreign transaction fee
Card Score

63   Below Average


On Comerica's secure website

View Rates and Fees

I know all about the Comerica Cash Rewards American Express Card. It's ok, but ask me for better cash back cards
Intro Bonus Value Annual Fee Rewards Rate Regular APR

None

$550

N/A

N/A

Pros
  • No foreign transaction fee
Cons
  • Has annual fee
  • sign up bonus isn't great
Card Score

58   Poor


On Synchrony Bank's secure website

View Rates and Fees

Take note that extra savings are only at online Walmart purchases; there are better cash back cards that would give higher rates for Walmart
Intro Bonus Value Annual Fee Rewards Rate Regular APR

$25

$0

1.0%

23.65% (Variable)

Pros
  • 3% on Walmart.com purchases
  • 2% on Murphy and Walmart gas
  • Qualify with average credit
  • No annual fee
  • No foreign transaction fee
Cons
  • High A P R
Blue Cash Everyday® Card from American Express
The Will Smith of every day cash-back cards - smart, friendly, and effective
Intro Bonus Value $100
Annual Fee $0
Rewards Rate 1.00%
Regular APR 13.99% - 24.99% (Variable)
Discover it® Cashback Match™
Discover's best credit card and one of the highest ranked cards on our site
Intro Bonus Value None
Annual Fee $0
Rewards Rate 1.00%
Regular APR 11.74% - 23.74% (Variable)
Blue Cash Preferred® Card from American Express
The BEST cash back rewards for groceries and gas - if you spend more than $31 a week, your rewards offset the fees
Intro Bonus Value $150
Annual Fee $95
Rewards Rate 1.00%
Regular APR 13.99% - 24.99% (Variable)
The Amex EveryDay® Credit Card from American Express
The Lionel Messi of every day cash-back cards - it gets you to the goal of saving money
Intro Bonus Value 10,000 points
Annual Fee $0
Rewards Rate 1.0%
Regular APR 13.99% - 23.99% (Variable)
Chase Freedom Unlimited℠
A nice card for consumers looking for a simple card with cash-back rewards
Intro Bonus Value $150
Annual Fee $0
Rewards Rate 1.50%
Regular APR 15.74% - 24.49% (Variable)
Chase Sapphire Reserve℠
The jetsetter credit card for people who spend a lot on travel, with luxury travel perks like airport lounge access
Intro Bonus Value 50,000 points
Annual Fee $450
Rewards Rate 1 point per dollar
Regular APR 16.74% - 23.74% (Variable)
Schwab Investor Card® from American Express®
These cards are only available to clients who maintain an eligible Schwab account
Intro Bonus Value None
Annual Fee $0
Rewards Rate None
Regular APR None (Variable)
Capital One® QuicksilverOne® Cash Rewards Credit Card
One of the better cash-back cards and open to a wide range of people
Intro Bonus Value None
Annual Fee $39
Rewards Rate 1.50%
Regular APR 24.99% (Variable)
Chase Freedom®
Popular card with a rotating category rewards calendar
Intro Bonus Value 150
Annual Fee $0
Rewards Rate 1.00%
Regular APR 15.74% - 24.49% (Variable)
Capital One® Quicksilver® Cash Rewards Credit Card
Great intro cash back card if you're a straight shooter or a minimalist
Intro Bonus Value $100
Annual Fee $0
Rewards Rate 1.50%
Regular APR 13.74% - 23.74% (Variable)
Fidelity® Visa Signature®
One of the best cash back cards - we love Fidelity
Intro Bonus Value $100
Annual Fee $0
Rewards Rate 2.00%
Regular APR 14.99% (Variable)
Wells Fargo Cash Wise Visa® Card
Flat rate cash back card for those who value simplicity
Intro Bonus Value $200
Annual Fee $0
Rewards Rate 1.5%
Regular APR 13.99% - 25.99% (Variable)
U.S. Bank Cash+™ Visa Signature® Card
There are better cashback cards than this one - US Bank is a minor bank and their scores are just average
Intro Bonus Value $100
Annual Fee $0
Rewards Rate 1.00%
Regular APR 14.99% - 23.99% (Variable)
BankAmericard Cash Rewards™ Visa Signature® Credit Card
Better than average cashback card
Intro Bonus Value $150
Annual Fee $0
Rewards Rate 1.00%
Regular APR 13.74% - 23.74% (Variable)
Susan G. Komen® Credit Card
Helps out a good cause like breast cancer and is a decent affinity card
Intro Bonus Value $150
Annual Fee $0
Rewards Rate 1.00%
Regular APR 13.74% - 23.74% (Variable)
U.S. Bank Cash 365® American Express Card
There are better cashback cards than this one - US Bank is a minor bank and Amex's own cards are better
Intro Bonus Value $100
Annual Fee $0
Rewards Rate 1.50%
Regular APR 14.99% - 23.99% (Variable)
Citizens Bank Cash Back Plus™ World MasterCard®
Decent, simple flat rate cash back card
Intro Bonus Value N/A
Annual Fee $0
Rewards Rate 1.50%
Regular APR 14.99% - 22.99% (Variable)
Capital One® Premier Dining Rewards Credit Card
Fantastic card if you have a lot of takeout containers - it has a generous definition of dining, including bars, fast food, and coffee shops
Intro Bonus Value $100
Annual Fee $0
Rewards Rate 1.00%
Regular APR 15.24% - 24.24% (Variable)
Alliant Visa® Platinum Card
A solid low-interest card from a reliable credit union
Intro Bonus Value N/A
Annual Fee $0
Rewards Rate 0.00%
Regular APR 5.99% - 21.99% (Variable)
Walmart Mastercard®
I know all about the Walmart Mastercard. It's ok, but ask me for better cash back cards
Intro Bonus Value None
Annual Fee $0
Rewards Rate N/A
Regular APR 17.65% - 23.65% (Variable)
Citi® Double Cash Card
Okay card for balance transfers
Intro Bonus Value None
Annual Fee $0
Rewards Rate 1.0%
Regular APR 29.99% (Variable)
Comerica Bank Visa® Bonus Rewards Card
A weak rewards card - there are many better ones out there
Intro Bonus Value $25
Annual Fee $0
Rewards Rate 1.00%
Regular APR 12.99% - 23.99% (Variable)
Cash Rewards American Express® Card From Comerica Bank
I know all about the Comerica Cash Rewards American Express Card. It's ok, but ask me for better cash back cards
Intro Bonus Value None
Annual Fee $550
Rewards Rate N/A
Regular APR N/A
Walmart® Credit Card
Take note that extra savings are only at online Walmart purchases; there are better cash back cards that would give higher rates for Walmart
Intro Bonus Value $25
Annual Fee $0
Rewards Rate 1.0%
Regular APR 23.65% (Variable)


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