ADVERTISER DISCLOSURE
Business

Your business may be small, but your credit card rewards don't have to be. Check out these business credit cards, some of which are from our partners, to find better bonuses and rewards.


Card Score

96   Excellent


On American Express's secure website

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A fantastic hotel card for business travelers - recommended for globe-trotters
Regular APR Annual Fee Credit Needed Rewards Rate

16.24% - 20.24% (Variable)

$95

690 to 850

1.00%

Pros
  • 25k bonus points after $5k of purchases
  • Free, unlimited Boingo Wi-Fi internet
Cons
  • High annual fee
  • Complicated reward system
Card Score

85   Great


On Chase's secure website

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Decent no-fee card for businesses who want a winner
Regular APR Annual Fee Credit Needed Rewards Rate

13.99% - 19.99% (Variable)

$0

690 to 850

1.00%

Pros
  • Bonus cash back on typical office purchases and expenditures
  • $0 annual fee
Cons
  • Foreign transaction fee
Card Score

91   Great


On American Express's secure website

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One of the best business credit cards - highly recommended
Regular APR Annual Fee Credit Needed Rewards Rate

12.24% - 20.24% (Variable)

$0

690 to 850

2.0%

Pros
  • High rewards rate
  • 0% A P R on purchases and balance transfers for 15 months
  • expanded buying power with an adjusted credit limit
Cons
  • High penalty A P R
Card Score

91   Great


On American Express's secure website

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Perfect card for loyal Delta customers who are business travellers
Regular APR Annual Fee Credit Needed Rewards Rate

16.24% - 20.24% (Variable)

$95

690 to 850

1.00%

Pros
  • Perks like priority boarding and first checked bags free
  • No annual fee
  • double miles
Cons
  • No annual fee for the first year, then $95
Card Score

89   Great


On American Express's secure website

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Super card for consumers looking to pick the categories they care about or who have to buy a lot of office supplies
Regular APR Annual Fee Credit Needed Rewards Rate

13.24% - 20.24% (Variable)

$0

690 to 850

1.00%

Pros
  • Bonus cash back categories
  • 0% intro A P R for 9 months
  • No annual fee
Cons
  • A complicated rewards system
  • Spotty customer service at times
Card Score

89   Great


On American Express's secure website

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Great charge card with unlimited spending - right for small businesses
Regular APR Annual Fee Credit Needed Rewards Rate

N/A

$250

690 to 850

1.50%

Pros
  • Get a 1.5% discount when you pay early, with no cap on what you can earn back
  • No foreign transaction fees
  • 60 days to pay without interest
Cons
  • High annual fee of $250 after the first year
  • High penalty if you carry a balance
Card Score

86   Great


On American Express's secure website

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Just like a PB&J sandwich - an oldie but goodie. One of the best business rewards cards
Regular APR Annual Fee Credit Needed Rewards Rate

N/A

$175

690 to 850

1.00%

Pros
  • No foreign transaction fee
  • High bonus points
  • 3x points on your category of choice
Cons
  • High annual fee
  • Must pay off right away
Card Score

83   Good


On American Express's secure website

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Decent point based travel card, with double rewards if you book through the Amex travel site
Regular APR Annual Fee Credit Needed Rewards Rate

N/A

$95

690 to 850

1.00%

Pros
  • You can choose rewards from over 500 leading brands in travel gift cards merchandise or entertainment
Cons
  • Has annual fee
Card Score

83   Good


On Chase's secure website

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A solid business card for buying office supplies or lots of ink
Regular APR Annual Fee Credit Needed Rewards Rate

16.74% - 21.74% (Variable)

$95

690 to 850

1 point per dollar

Pros
  • No foreign transaction fee
  • 3 points per $1 spent on first $150k of purchases
  • good rewards redemption
Cons
  • Has annual fee
Card Score

82   Good


On Bank of America's secure website

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Better than average card for business travellers
Regular APR Annual Fee Credit Needed Rewards Rate

11.99% - 21.99% (Variable)

$0

720 to 850

1.50%

Pros
  • 3 points per $1 spent, which is higher than some other business travel cards
Cons
  • You can only get points through booking travel through the Bank of America® Travel Center
Card Score

82   Good


On Capital One's secure website

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A good card for small businesses who pay all their bills on time
Regular APR Annual Fee Credit Needed Rewards Rate

17.74% (Variable)

$59

690 to 850

2.00%

Pros
  • High rewards rate
  • No foreign transaction fee
Cons
  • Has annual fee
Card Score

80   Good


On Capital One's secure website

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Business card with a high, fixed rewards rate on all your spending, with no limits on miles earned
Regular APR Annual Fee Credit Needed Rewards Rate

17.74% (Variable)

$59

690 to 850

2 miles

Pros
  • High rewards rate
  • No foreign transaction fee
Cons
  • Has annual fee
Card Score

80   Good


On Bank of America's secure website

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With a high annual cap of $250,000 on gas and office supplies, this is a solid card for businesses that spend a lot regularly in those categories
Regular APR Annual Fee Credit Needed Rewards Rate

13.74% - 23.74% (Variable)

$0

690 to 850

1.00%

Pros
  • The card offers 3% cash back at gas and office supply stores on up to $250,000 in combined purchases annually
  • Has no annual fee
Cons
  • Mediocre customer service
  • High interest rates
Card Score

80   Good


On Commerce Bank's secure website

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Streamline your small business payments through a card program with big business advantages
Regular APR Annual Fee Credit Needed Rewards Rate

10.90% (Variable)

$0

690 to 850

N/A

Pros
  • No annual fee
  • No foreign transaction fee
  • can set individual credit lines for employees
Cons
  • No rewards
Card Score

79   Good


On Capital One's secure website

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Fair rewards card for businesses, simple to use
Regular APR Annual Fee Credit Needed Rewards Rate

13.74% - 21.74% (Variable)

$0

690 to 850

1.50%

Pros
  • High rewards rate
  • No annual fee
  • No foreign transaction fee
Cons
  • Has annual fee
Card Score

78   Good


On American Express's secure website

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A great rewards card for frequent travelers, but has some downsides
Regular APR Annual Fee Credit Needed Rewards Rate

N/A

$450

690 to 850

1.00%

Pros
  • High rewards rate after you spend $10,000
  • Amex global lounge access at airports
  • free wifi at airports
  • no baggage fees
Cons
  • High annual fees
  • A complicated rewards system
Card Score

75   Average


On National Bank of Commerce's secure website

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A complicated card with a small bank - pass
Regular APR Annual Fee Credit Needed Rewards Rate

13.74% - 20.74% (Variable)

$0

None

N/A

Pros
  • Low interest rates
  • Lowish fees
Cons
  • A minor bank with so-so customer service
Card Score

75   Average


On National Bank of Commerce's secure website

View Rates and Fees

One of the less good business cards - you can do better
Regular APR Annual Fee Credit Needed Rewards Rate

13.74% - 20.74% (Variable)

$0

690 to 850

1.00%

Pros
  • No annual fee
  • 0% for 6 mos on transfers
Cons
  • High foreign transaction fees
  • Not accepted everywhere
Card Score

N/A   


On Capital One's secure website

View Rates and Fees

A decent business card if you have limited or bad credit
Regular APR Annual Fee Credit Needed Rewards Rate

23.99% (Variable)

$0

350 to 689

1.00%

Pros
  • Qualify with limited / bad credit
  • No annual fee
  • No foreign transaction fee
Cons
  • High A P R
  • 1% cash back rate
  • $39 late payment fee
Starwood Preferred Guest® Business Credit Card from American Express
A fantastic hotel card for business travelers - recommended for globe-trotters
Regular APR 16.24% - 20.24% (Variable)
Annual Fee $95
Credit Needed 690 to 850
Rewards Rate 1.00%
Chase Ink Business Cash℠ Credit Card
Decent no-fee card for businesses who want a winner
Regular APR 13.99% - 19.99% (Variable)
Annual Fee $0
Credit Needed 690 to 850
Rewards Rate 1.00%
The Blue for Business® Credit Card from American Express®
One of the best business credit cards - highly recommended
Regular APR 12.24% - 20.24% (Variable)
Annual Fee $0
Credit Needed 690 to 850
Rewards Rate 2.0%
Gold Delta SkyMiles® Business Credit Card from American Express
Perfect card for loyal Delta customers who are business travellers
Regular APR 16.24% - 20.24% (Variable)
Annual Fee $95
Credit Needed 690 to 850
Rewards Rate 1.00%
SimplyCash® Plus Business Credit Card from American Express
Super card for consumers looking to pick the categories they care about or who have to buy a lot of office supplies
Regular APR 13.24% - 20.24% (Variable)
Annual Fee $0
Credit Needed 690 to 850
Rewards Rate 1.00%
The Plum Card® from American Express OPEN
Great charge card with unlimited spending - right for small businesses
Regular APR N/A
Annual Fee $250
Credit Needed 690 to 850
Rewards Rate 1.50%
The Business Gold Rewards Card from American Express
Just like a PB&J sandwich - an oldie but goodie. One of the best business rewards cards
Regular APR N/A
Annual Fee $175
Credit Needed 690 to 850
Rewards Rate 1.00%
Business Green Rewards Card from American Express OPEN
Decent point based travel card, with double rewards if you book through the Amex travel site
Regular APR N/A
Annual Fee $95
Credit Needed 690 to 850
Rewards Rate 1.00%
Chase Ink Business Preferred℠ Credit Card
A solid business card for buying office supplies or lots of ink
Regular APR 16.74% - 21.74% (Variable)
Annual Fee $95
Credit Needed 690 to 850
Rewards Rate 1 point per dollar
Bank of America® Travel Rewards Credit Card
Better than average card for business travellers
Regular APR 11.99% - 21.99% (Variable)
Annual Fee $0
Credit Needed 720 to 850
Rewards Rate 1.50%
Capital One® Spark® Card for Business
A good card for small businesses who pay all their bills on time
Regular APR 17.74% (Variable)
Annual Fee $59
Credit Needed 690 to 850
Rewards Rate 2.00%
Capital One® Spark® Card for Business
Business card with a high, fixed rewards rate on all your spending, with no limits on miles earned
Regular APR 17.74% (Variable)
Annual Fee $59
Credit Needed 690 to 850
Rewards Rate 2 miles
Bank of America® Cash Rewards Credit Card
With a high annual cap of $250,000 on gas and office supplies, this is a solid card for businesses that spend a lot regularly in those categories
Regular APR 13.74% - 23.74% (Variable)
Annual Fee $0
Credit Needed 690 to 850
Rewards Rate 1.00%
Commerce Bank Visa Business Platinum
Streamline your small business payments through a card program with big business advantages
Regular APR 10.90% (Variable)
Annual Fee $0
Credit Needed 690 to 850
Rewards Rate N/A
Capital One® Spark® Card for Business
Fair rewards card for businesses, simple to use
Regular APR 13.74% - 21.74% (Variable)
Annual Fee $0
Credit Needed 690 to 850
Rewards Rate 1.50%
Business Platinum Card® from American Express
A great rewards card for frequent travelers, but has some downsides
Regular APR N/A
Annual Fee $450
Credit Needed 690 to 850
Rewards Rate 1.00%
National Bank of Commerce Business Edition® Card with Business Category Rewards℠
A complicated card with a small bank - pass
Regular APR 13.74% - 20.74% (Variable)
Annual Fee $0
Credit Needed None
Rewards Rate N/A
Full Analysis   75
On National Bank of Commerce's secure website

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National Bank of Commerce Business Edition® Card with Reward Simplicity℠
One of the less good business cards - you can do better
Regular APR 13.74% - 20.74% (Variable)
Annual Fee $0
Credit Needed 690 to 850
Rewards Rate 1.00%
Full Analysis   75
On National Bank of Commerce's secure website

View Rates and Fees

Capital One® Spark® Card for Business
A decent business card if you have limited or bad credit
Regular APR 23.99% (Variable)
Annual Fee $0
Credit Needed 350 to 689
Rewards Rate 1.00%


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