ADVERTISER DISCLOSURE
Balance Transfer

Pay off your credit card debt with one of these balance transfer credit cards, some of which are from our partners. The longer the 0% balance transfer APR period, the more you'll save.


Card Score

96   Excellent


On American Express's secure website

View Rates and Fees

The Will Smith of every day cash-back cards - smart, friendly, and effective
Intro Balance Transfer Period Intro Balance Transfer APR Annual Fee Regular Balance Transfer APR

12 months

0.0% (Variable)

$0

13.99% - 24.99% (Variable)

Pros
  • 3% cash back at U.S. supermarkets, 2% at gas and select department stores, and %1 for everything else
Cons
  • Foreign transaction fees
Card Score

87   Great


On Bank of America's secure website

View Rates and Fees

One of the better balance-transfer, intro rate 0% interest rate cards
Intro Balance Transfer Period Intro Balance Transfer APR Annual Fee Regular Balance Transfer APR

None

None (Variable)

$0

None (Variable)

Pros
  • No penalty A P R
  • No annual fee
  • 0% Intro A P R for 15 billing cycles for purchases and balance transfers
Cons
  • No rewards
Card Score

88   Great


On American Express's secure website

View Rates and Fees

These cards are only available to clients who maintain an eligible Schwab account
Intro Balance Transfer Period Intro Balance Transfer APR Annual Fee Regular Balance Transfer APR

None

None (Variable)

$0

None (Variable)

Pros
  • No annual fee
  • Benefits for investors
Cons
  • Has foreign transaction fees
Card Score

82   Good


On Citi's secure website

View Rates and Fees

Decent card for consumers with good credit who value simplicity
Intro Balance Transfer Period Intro Balance Transfer APR Annual Fee Regular Balance Transfer APR

None

None (Variable)

$0

None (Variable)

Pros
  • No late fee
  • No annual fee
  • 0% on Purchases and Balance Transfers for 21 months
Cons
  • No rewards
  • Higher regular interest rate
  • Has foreign transaction fee
Card Score

80   Good


On Wells Fargo's secure website

View Rates and Fees

Great for paying down balances and large ticket items over time
Intro Balance Transfer Period Intro Balance Transfer APR Annual Fee Regular Balance Transfer APR

None

None (Variable)

$0

None (Variable)

Pros
  • No annual fee
  • 0% on Purchases and Balance Transfers for 18 months
  • Auto and cell phone insurance
Cons
  • No rewards
Card Score

80   Good


On Chase's secure website

View Rates and Fees

Good card for those who like to move... their balances
Intro Balance Transfer Period Intro Balance Transfer APR Annual Fee Regular Balance Transfer APR

None

None (Variable)

$0

None (Variable)

Pros
  • Easy approval for new cardholders
  • Decent customer service
  • Very simple
Cons
  • No Rewards
  • Can't transfer debt from another Chase account
  • You get nothing for having it
Card Score

76   Average


On PNC Bank's secure website

View Rates and Fees

Claims to get you response for approval in minutes, and then you can receive the card in 7-10 days
Intro Balance Transfer Period Intro Balance Transfer APR Annual Fee Regular Balance Transfer APR

None

None (Variable)

$0

None (Variable)

Pros
  • No annual fee
  • 0% for 12 mos on transfers and purchases
Cons
  • Has foreign transaction fees
Card Score

75   Average


On Citi's secure website

View Rates and Fees

Fair card for those looking for a zero interest card for almost 2 years
Intro Balance Transfer Period Intro Balance Transfer APR Annual Fee Regular Balance Transfer APR

21 months

0% (Variable)

$0

13.49% - 23.49% (Variable)

Pros
  • No annual fee
  • 0% on Purchases and Balance Transfers for 21 months
Cons
  • No rewards
Card Score

72   Average


On BBVA Compass's secure website

View Rates and Fees

A 'meh' card for people with good credit looking for low fees
Intro Balance Transfer Period Intro Balance Transfer APR Annual Fee Regular Balance Transfer APR

1 year

0% - 3.99% (Variable)

$0

12.24% - 30.24% (Variable)

Pros
  • No annual fee
  • 3.99% for 12 mos on transfers
Cons
  • Foreign transaction fees, unknown rewards system
Blue Cash Everyday® Card from American Express
The Will Smith of every day cash-back cards - smart, friendly, and effective
Intro Balance Transfer Period 12 months
Intro Balance Transfer APR 0.0% (Variable)
Annual Fee $0
Regular Balance Transfer APR 13.99% - 24.99% (Variable)
BankAmericard® Credit Card from Bank of America
One of the better balance-transfer, intro rate 0% interest rate cards
Intro Balance Transfer Period None
Intro Balance Transfer APR None (Variable)
Annual Fee $0
Regular Balance Transfer APR None (Variable)
Schwab Investor Card® from American Express®
These cards are only available to clients who maintain an eligible Schwab account
Intro Balance Transfer Period None
Intro Balance Transfer APR None (Variable)
Annual Fee $0
Regular Balance Transfer APR None (Variable)
Citi Simplicity® Card
Decent card for consumers with good credit who value simplicity
Intro Balance Transfer Period None
Intro Balance Transfer APR None (Variable)
Annual Fee $0
Regular Balance Transfer APR None (Variable)
Wells Fargo Platinum Visa® Card
Great for paying down balances and large ticket items over time
Intro Balance Transfer Period None
Intro Balance Transfer APR None (Variable)
Annual Fee $0
Regular Balance Transfer APR None (Variable)
Chase Slate®
Good card for those who like to move... their balances
Intro Balance Transfer Period None
Intro Balance Transfer APR None (Variable)
Annual Fee $0
Regular Balance Transfer APR None (Variable)
PNC points® Visa®
Claims to get you response for approval in minutes, and then you can receive the card in 7-10 days
Intro Balance Transfer Period None
Intro Balance Transfer APR None (Variable)
Annual Fee $0
Regular Balance Transfer APR None (Variable)
Citi® Diamond Preferred® Card
Fair card for those looking for a zero interest card for almost 2 years
Intro Balance Transfer Period 21 months
Intro Balance Transfer APR 0% (Variable)
Annual Fee $0
Regular Balance Transfer APR 13.49% - 23.49% (Variable)
BBVA Compass ClearPoints®
A 'meh' card for people with good credit looking for low fees
Intro Balance Transfer Period 1 year
Intro Balance Transfer APR 0% - 3.99% (Variable)
Annual Fee $0
Regular Balance Transfer APR 12.24% - 30.24% (Variable)


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