ADVERTISER DISCLOSURE
U.S. Bank Cash 365® American Express Card


Card Score
80   Good


On US Bank's secure website



View Rates and Fees
There are better cashback cards than this one - US Bank is a minor bank and Amex's own cards are better
Regular APR Annual Fee Credit Needed Rewards Rate

14.99% - 23.99% (Variable)

$0

720 to 850

1.50%

Pros
  • 2% cash back on every purchase in the first year, 1.5% after
  • No annual fee
  • 0% intro APR on Balance Transfers within 60 days
Cons
  • Minor bank
  • Rewards are so-so
Score
80
Terms and Conditions
80
CFPB Complaints
86
Problem Resolution
80
Billing and Payment
80
Customer Service
75
Rewards Quality
80
Expert Ranking
76
Card Details
  • Unlimited Cash Back
  • Cash Back never expires
  • No annual fee
  • 0% Intro APR on balance transfers for 12 billing cycles. After that, a variable APR currently 14.74% to 23.74%
Categories
Online Shopping Cash Back

Our take

There are better cashback cards than this one - US Bank is a minor bank and Amex's own cards are better

Pros

  • 2% cash back on every purchase in the first year, 1.5% after
  • No annual fee
  • 0% intro APR on Balance Transfers within 60 days

Cons

  • Minor bank
  • Rewards are so-so
Score
80
Terms and Conditions
80
CFPB Complaints
86
Problem Resolution
80
Billing and Payment
80
Customer Service
75
Rewards Quality
80
Expert Ranking
76

Card Details

  • Unlimited Cash Back
  • Cash Back never expires
  • No annual fee
  • 0% Intro APR on balance transfers for 12 billing cycles. After that, a variable APR currently 14.74% to 23.74%
Categories
Online Shopping Cash Back



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