ADVERTISER DISCLOSURE
SimplyCash® Plus Business Credit Card from American Express


Card Score
89   Great


On American Express's secure website



View Rates and Fees
Super card for consumers looking to pick the categories they care about or who have to buy a lot of office supplies
Intro APR Regular APR Annual Fee Credit Needed

0.0% for 9 months (Variable)

13.24% - 20.24% (Variable)

$0

690 to 850

Pros
  • Bonus cash back categories
  • 0% intro A P R for 9 months
  • No annual fee
Cons
  • A complicated rewards system
  • Spotty customer service at times
Score
89
Terms and Conditions
83
CFPB Complaints
89
Problem Resolution
95
Billing and Payment
95
Customer Service
83
Rewards Quality
95
Expert Ranking
70
Card Details
  • Special Offer: Earn up to $400 cash back
  • Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
  • Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
  • No Annual Fee. Plus, more buying power and more cash back.5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.3% on the category of your choice from a list of eight and 1% cash back on other purchases.5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement.
Categories
Business
On American Express's secure website View Rates and Fees

Our take

Super card for consumers looking to pick the categories they care about or who have to buy a lot of office supplies

Pros

  • Bonus cash back categories
  • 0% intro A P R for 9 months
  • No annual fee

Cons

  • A complicated rewards system
  • Spotty customer service at times
Score
89
Terms and Conditions
83
CFPB Complaints
89
Problem Resolution
95
Billing and Payment
95
Customer Service
83
Rewards Quality
95
Expert Ranking
70

Card Details

  • Special Offer: Earn up to $400 cash back
  • Earn a $200 statement credit after you spend $5,000 in qualifying purchases on your Card within the first 6 months of Card Membership.
  • Plus, earn an additional $200 statement credit after you spend an additional $10,000 or more in qualifying purchases on your Card within the first year of Card Membership.
  • No Annual Fee. Plus, more buying power and more cash back.5% cash back on wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.3% on the category of your choice from a list of eight and 1% cash back on other purchases.5% and 3% apply to the first $50,000 in purchases per calendar year, then 1% thereafter. Cash back received is automatically credited to your statement.
Categories
Business



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