ADVERTISER DISCLOSURE
Discover it® Secured Card


Card Score
97   Excellent


On Discover's secure website



View Rates and Fees
A great card to build up credit, with decent rewards, unlike most secured cards
Intro APR Regular APR Annual Fee Credit Needed

N/A

23.74% (Variable)

$0

350 to 689

Pros
  • No annual fee
  • 10.99% on balance transfers for 6 months
  • A dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically
Cons
  • Although no annual fee, you have to put in a security deposit of $200
Score
97
Terms and Conditions
82
CFPB Complaints
85
Problem Resolution
95
Billing and Payment
95
Customer Service
86
Rewards Quality
95
Expert Ranking
89
Card Details
  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 8 months to see if we can transition you to an account with no security deposit.
  • Reports to the three major credit bureaus. Plus, get your FICOCredit Score for free on monthly statements, on mobile and online.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back youve earned at the end of your first year, automatically.
  • Tools to assist you; email alerts, text reminders and 24/7 customer service.
  • Click "APPLY NOW" to see rates, rewards, FICO Credit Score terms, Cashback Match details & other information.
Categories
Service Secured
On Discover's secure website View Rates and Fees

Our take

A great card to build up credit, with decent rewards, unlike most secured cards

Pros

  • No annual fee
  • 10.99% on balance transfers for 6 months
  • A dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically

Cons

  • Although no annual fee, you have to put in a security deposit of $200
Score
97
Terms and Conditions
82
CFPB Complaints
85
Problem Resolution
95
Billing and Payment
95
Customer Service
86
Rewards Quality
95
Expert Ranking
89

Card Details

  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • A security deposit of $200 or more will establish your credit line (up to the amount we can approve). Automatic monthly reviews starting at 8 months to see if we can transition you to an account with no security deposit.
  • Reports to the three major credit bureaus. Plus, get your FICOCredit Score for free on monthly statements, on mobile and online.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back youve earned at the end of your first year, automatically.
  • Tools to assist you; email alerts, text reminders and 24/7 customer service.
  • Click "APPLY NOW" to see rates, rewards, FICO Credit Score terms, Cashback Match details & other information.
Categories
Service Secured



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