ADVERTISER DISCLOSURE
Chase Sapphire Preferred® Card


Card Score
90   Great


On Chase's secure website



View Rates and Fees
Super card for consumers who want a good travel and rewards card - most users love it
Rewards Rate Intro Bonus Value Regular APR Annual Fee

1 point per dollar

50,000 points

16.74% - 23.74% (Variable)

$95

Pros
  • A large bonus
  • No foreign transaction fee
  • Cool factor - metal card
  • Earn more points on travel and dining at restaurants
  • Premium travel protection benefits
Cons
  • $0 intro annual fee for the first year, after that $95 per year
Score
90
Terms and Conditions
80
CFPB Complaints
88
Problem Resolution
80
Billing and Payment
80
Customer Service
79
Rewards Quality
80
Expert Ranking
94
Card Details
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards. Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016. 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • No foreign transaction fees
  • 1: 1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Categories
Rewards Online Shopping Miles Faux Miles Travel

Our take

Super card for consumers who want a good travel and rewards card - most users love it

Pros

  • A large bonus
  • No foreign transaction fee
  • Cool factor - metal card
  • Earn more points on travel and dining at restaurants
  • Premium travel protection benefits

Cons

  • $0 intro annual fee for the first year, after that $95 per year
Score
90
Terms and Conditions
80
CFPB Complaints
88
Problem Resolution
80
Billing and Payment
80
Customer Service
79
Rewards Quality
80
Expert Ranking
94

Card Details

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $625 toward travel when you redeem through Chase Ultimate Rewards. Named Best Credit Card for Flexible Travel Redemption - Kiplinger's Personal Finance, July 2016. 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening.
  • No foreign transaction fees
  • 1: 1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions - as long as there's a seat on the flight, you can book it through Chase Ultimate Rewards
Categories
Rewards Online Shopping Miles Faux Miles Travel



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