ADVERTISER DISCLOSURE
Capital One® Spark® Card for Business


Card Score
79   Good


On Capital One's secure website



View Rates and Fees
Fair rewards card for businesses, simple to use
Intro APR Regular APR Annual Fee Credit Needed

0% for 9 months (Variable)

13.74% - 21.74% (Variable)

$0

690 to 850

Pros
  • High rewards rate
  • No annual fee
  • No foreign transaction fee
Cons
  • Has annual fee
Score
79
Terms and Conditions
78
CFPB Complaints
78
Problem Resolution
80
Billing and Payment
80
Customer Service
84
Rewards Quality
90
Expert Ranking
72
Card Details
  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Save on interest with 0% intro A P R on purchases for 9 months; 13.74%-21.74% variable A P R after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend
Categories
Business
On Capital One's secure website View Rates and Fees

Our take

Fair rewards card for businesses, simple to use

Pros

  • High rewards rate
  • No annual fee
  • No foreign transaction fee

Cons

  • Has annual fee
Score
79
Terms and Conditions
78
CFPB Complaints
78
Problem Resolution
80
Billing and Payment
80
Customer Service
84
Rewards Quality
90
Expert Ranking
72

Card Details

  • Earning unlimited 1.5% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $200 cash bonus once you spend $3,000 on purchases within 3 months from account opening
  • Save on interest with 0% intro A P R on purchases for 9 months; 13.74%-21.74% variable A P R after that
  • No annual fee
  • Use Spark Cash Select across all your business spend, with no categories to limit your purchasing
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend
Categories
Business



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