ADVERTISER DISCLOSURE
Capital One® Spark® Card for Business


Card Score
82   Good


On Capital One's secure website



View Rates and Fees
A good card for small businesses who pay all their bills on time
Intro APR Regular APR Annual Fee Credit Needed

N/A

17.74% (Variable)

$59

690 to 850

Pros
  • High rewards rate
  • No foreign transaction fee
Cons
  • Has annual fee
Score
82
Terms and Conditions
80
CFPB Complaints
78
Problem Resolution
80
Billing and Payment
80
Customer Service
84
Rewards Quality
90
Expert Ranking
77
Card Details
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend
Categories
Business
On Capital One's secure website View Rates and Fees

Our take

A good card for small businesses who pay all their bills on time

Pros

  • High rewards rate
  • No foreign transaction fee

Cons

  • Has annual fee
Score
82
Terms and Conditions
80
CFPB Complaints
78
Problem Resolution
80
Billing and Payment
80
Customer Service
84
Rewards Quality
90
Expert Ranking
77

Card Details

  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount, anytime
  • Get employee cards at no additional cost, and earn rewards from their business spend
Categories
Business



© 2017 Starbutter AI. All Rights Reserved

Privacy Policy

Disclaimer: Credit Card Helper and Starbutter AI strive to keep our information accurate and up to date. This information may be different than what you see when you visit a financial institution, service provider or specific product’s site. All financial products, shopping products and services are presented without warranty. When evaluating offers, please review the financial institution’s Terms and Conditions. Pre-qualified offers are not binding. If you find discrepancies with your credit score or information from your credit report, please contact FICO, Experian, or TransUnion® directly.

Advertiser Disclosure: So how do we make money? Right now, we receive compensation from some companies when someone applies or gets approved for a financial product through our site. But, the results of our tools, Card Score, our take, and pros and cons are based on quantitative and qualitative assessments of product features — nothing else. Compensation does not influence what we recommend or two best in every category. While we try to feature as many product offers on our bot and site, we know that our site does not feature every company or credit card available on the market.