ADVERTISER DISCLOSURE
Capital One® Secured MasterCard®


Card Score
81   Good


On Capital One's secure website



View Rates and Fees
An average secured card for building credit
Intro APR Regular APR Annual Fee Credit Needed

N/A

24.99% (Variable)

$0

350 to 629

Pros
  • Qualify with limited / bad credit
  • No annual fee
  • No foreign transaction fee
Cons
  • No rewards
  • High A P R
Score
81
Terms and Conditions
78
CFPB Complaints
78
Problem Resolution
80
Billing and Payment
80
Customer Service
85
Rewards Quality
90
Expert Ranking
77
Card Details
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Categories
Secured
On Capital One's secure website View Rates and Fees

Our take

An average secured card for building credit

Pros

  • Qualify with limited / bad credit
  • No annual fee
  • No foreign transaction fee

Cons

  • No rewards
  • High A P R
Score
81
Terms and Conditions
78
CFPB Complaints
78
Problem Resolution
80
Billing and Payment
80
Customer Service
85
Rewards Quality
90
Expert Ranking
77

Card Details

  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide
Categories
Secured



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