ADVERTISER DISCLOSURE
Business Platinum Card® from American Express


Card Score
78   Good


On American Express's secure website



View Rates and Fees
A great rewards card for frequent travelers, but has some downsides
Intro APR Regular APR Annual Fee Credit Needed

N/A

N/A

$450

690 to 850

Pros
  • High rewards rate after you spend $10,000
  • Amex global lounge access at airports
  • free wifi at airports
  • no baggage fees
Cons
  • High annual fees
  • A complicated rewards system
Score
78
Terms and Conditions
65
CFPB Complaints
89
Problem Resolution
95
Billing and Payment
95
Customer Service
83
Rewards Quality
95
Expert Ranking
60
Card Details
  • Welcome Offer: Earn up to 75,000 Membership Rewards points.
  • Earn 50,000 Membership Rewards points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • New: Get 5 X Membership Rewards points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.35% Airline Bonus: Use Membership Rewards Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge Collection offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2016 Terms Apply
  • A P R Purchase: N/A
Categories
Business
On American Express's secure website View Rates and Fees

Our take

A great rewards card for frequent travelers, but has some downsides

Pros

  • High rewards rate after you spend $10,000
  • Amex global lounge access at airports
  • free wifi at airports
  • no baggage fees

Cons

  • High annual fees
  • A complicated rewards system
Score
78
Terms and Conditions
65
CFPB Complaints
89
Problem Resolution
95
Billing and Payment
95
Customer Service
83
Rewards Quality
95
Expert Ranking
60

Card Details

  • Welcome Offer: Earn up to 75,000 Membership Rewards points.
  • Earn 50,000 Membership Rewards points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.
  • New: Get 5 X Membership Rewards points on flights and prepaid hotels on amextravel.com.
  • Get 50% more Membership Rewards points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.35% Airline Bonus: Use Membership Rewards Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
  • You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
  • You can enjoy access to The American Express Global Lounge Collection offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2016 Terms Apply
  • A P R Purchase: N/A
Categories
Business



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