ADVERTISER DISCLOSURE
Bank of America® Travel Rewards credit card


Card Score
82   Good


On Bank of America's secure website



View Rates and Fees
Channel your inner Shakira - this card lets you book hotels whenever and wherever with points that never age
Regular APR Annual Fee Credit Needed Rewards Rate

15.74% - 23.74% (Variable)

$0

690 to 850

1.5 points per dollar

Pros
  • No annual fee and no foreign transaction fees
  • Generous flat rewards rate on all purchases
  • Flexibility to book travel how you want
  • Rewards accelerator if you bank with Bank of America or Merrill Lynch
Cons
  • More restrictive than a straight cash back card
  • If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards
Score
82
Terms and Conditions
80
CFPB Complaints
86
Problem Resolution
90
Billing and Payment
80
Customer Service
79
Rewards Quality
80
Expert Ranking
75
Card Details
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want youre not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory A P R for 12 billing cycles for purchases, then 15.74% - 23.74% Variable A P R Get an additional 10% customer points bonus on every purchase when you have an active Bank of America checking or savings account
  • If youre a Preferred Rewards client, you can increase that bonus to 25% - 75%
Categories
Faux Miles Travel
On Bank of America's secure website View Rates and Fees

Our take

Channel your inner Shakira - this card lets you book hotels whenever and wherever with points that never age

Pros

  • No annual fee and no foreign transaction fees
  • Generous flat rewards rate on all purchases
  • Flexibility to book travel how you want
  • Rewards accelerator if you bank with Bank of America or Merrill Lynch

Cons

  • More restrictive than a straight cash back card
  • If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards
Score
82
Terms and Conditions
80
CFPB Complaints
86
Problem Resolution
90
Billing and Payment
80
Customer Service
79
Rewards Quality
80
Expert Ranking
75

Card Details

  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want youre not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory A P R for 12 billing cycles for purchases, then 15.74% - 23.74% Variable A P R Get an additional 10% customer points bonus on every purchase when you have an active Bank of America checking or savings account
  • If youre a Preferred Rewards client, you can increase that bonus to 25% - 75%
Categories
Faux Miles Travel



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