ADVERTISER DISCLOSURE
BankAmericard® Credit Card from Bank of America


Card Score
87   Great


On Bank of America's secure website



View Rates and Fees
One of the better balance-transfer, intro rate 0% interest rate cards
Regular APR Annual Fee Credit Needed Rewards Rate

None (Variable)

$0

690 to 850

None

Pros
  • No penalty A P R
  • No annual fee
  • 0% Intro A P R for 15 billing cycles for purchases and balance transfers
Cons
  • No rewards
Score
87
Terms and Conditions
81
CFPB Complaints
86
Problem Resolution
90
Billing and Payment
80
Customer Service
79
Rewards Quality
80
Expert Ranking
86
Card Details
  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 12.99% - 22.99% Variable APR
  • $0 Intro Balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Categories
Balance Transfer Low Interest
On Bank of America's secure website View Rates and Fees

Our take

One of the better balance-transfer, intro rate 0% interest rate cards

Pros

  • No penalty A P R
  • No annual fee
  • 0% Intro A P R for 15 billing cycles for purchases and balance transfers

Cons

  • No rewards
Score
87
Terms and Conditions
81
CFPB Complaints
86
Problem Resolution
90
Billing and Payment
80
Customer Service
79
Rewards Quality
80
Expert Ranking
86

Card Details

  • 0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 12.99% - 22.99% Variable APR
  • $0 Intro Balance transfer fee during first 60 days of account opening. After that, the fee for future balance transfers is 3% (min. $10).
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app
Categories
Balance Transfer Low Interest



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