ADVERTISER DISCLOSURE
BankAmericard Cash Rewards™ Visa Signature® Credit Card


Card Score
81   Good


On Bank of America's secure website



View Rates and Fees
Better than average cashback card
Intro APR Regular APR Annual Fee Credit Needed

0% for 12 Statement Closing Dates (Variable)

13.74% - 23.74% (Variable)

$0

690 to 850

Pros
  • No annual fee
  • Cash sign-up bonus
  • Cash rewards
Cons
  • If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards
Score
81
Terms and Conditions
80
CFPB Complaints
86
Problem Resolution
90
Billing and Payment
80
Customer Service
79
Rewards Quality
80
Expert Ranking
72
Card Details
  • No annual fee
  • NEW OFFER: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory A P R for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable A P R . 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Categories
Starter Rewards Cash Back
On Bank of America's secure website View Rates and Fees

Our take

Better than average cashback card

Pros

  • No annual fee
  • Cash sign-up bonus
  • Cash rewards

Cons

  • If you're a big spender with excellent credit and willing to pay an annual fee, there are cards with higher rewards
Score
81
Terms and Conditions
80
CFPB Complaints
86
Problem Resolution
90
Billing and Payment
80
Customer Service
79
Rewards Quality
80
Expert Ranking
72

Card Details

  • No annual fee
  • NEW OFFER: $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas up to the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory A P R for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.74% - 23.74% Variable A P R . 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%
Categories
Starter Rewards Cash Back



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