ADVERTISER DISCLOSURE
Bank of America® Cash Rewards Credit Card


Card Score
80   Good


On Bank of America's secure website



View Rates and Fees
With a high annual cap of $250,000 on gas and office supplies, this is a solid card for businesses that spend a lot regularly in those categories
Intro APR Regular APR Annual Fee Credit Needed

0% for 12 Statement Closing Dates (Variable)

13.74% - 23.74% (Variable)

$0

690 to 850

Pros
  • The card offers 3% cash back at gas and office supply stores on up to $250,000 in combined purchases annually
  • Has no annual fee
Cons
  • Mediocre customer service
  • High interest rates
Score
80
Terms and Conditions
80
CFPB Complaints
86
Problem Resolution
90
Billing and Payment
80
Customer Service
80
Rewards Quality
80
Expert Ranking
69
Card Details
  • Earn a $200 statement credit after $500 in purchases within 60 days of account opening with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)Redeem your cash rewards for cash back, or apply them to a Bank of America savings or checking account
Categories
Business
On Bank of America's secure website View Rates and Fees

Our take

With a high annual cap of $250,000 on gas and office supplies, this is a solid card for businesses that spend a lot regularly in those categories

Pros

  • The card offers 3% cash back at gas and office supply stores on up to $250,000 in combined purchases annually
  • Has no annual fee

Cons

  • Mediocre customer service
  • High interest rates
Score
80
Terms and Conditions
80
CFPB Complaints
86
Problem Resolution
90
Billing and Payment
80
Customer Service
80
Rewards Quality
80
Expert Ranking
69

Card Details

  • Earn a $200 statement credit after $500 in purchases within 60 days of account opening with no annual fee and no limit to the base cash back you can earn
  • 3% cash back on purchases at gas stations and office supply stores, 2% on purchases at restaurants, and 1% on all other purchases (Annual cap of $250,000 on combined gas station and office supply store purchases; then 1% earn rate after that)Redeem your cash rewards for cash back, or apply them to a Bank of America savings or checking account
Categories
Business



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